Someone validate my ideas pls
Offline Budget Planner
“It sounds really boring.” It is. But hear me out.
This is an offline budget planner that combines a semantic model with a machine learning model to help you understand and manage your money. Since it’s offline, there’s no data leak and everything is local.
Semantic Model
Learns from your words.
It analyses your text entries to understand your habits, priorities, and emotional triggers.
Entries
- I always overspend on weekends
- I need to cut back on takeout.
It listens to your thoughts, understands your emotional relationship with money, and helps you build healthier habits.
Machine Learning Model
Learn from your numbers
It tracks your spending, does the calculations, spots trends, flags anomalies, and keeps your financial records tight.
It’s like having an accountant and a psychologist in one app. Everything is completely offline, so you don’t have to worry about data privacy.
Although, it’s still just an idea. Could be useful for people who want financial clarity without giving up their privacy. Might explore this more later.